Charlie has a combined 20 years of private and public accounting experience. He specializes in providing auditing, compliance, and consulting services to both public and privately held companies in the financial services industry, including community banks, leasing companies, mortgage banks, and other financial institutions. Charlie’s experience includes mergers and acquisitions, initial public offerings, compliance with HUD, and FDICIA. He routinely consults with his clients on complex accounting matters, regulatory compliance, and enterprise risk management.

Charlie is a frequent author and speaker for the firm’s financial services industry conference as well as state and national trade associations, including Western Independent Bankers and the Equipment Leasing and Finance Association.

External Publications

  • "How Alternative Finance Is Changing the Lending Landscape" (Equipment Leasing & Finance Magazine, September/October 2015)
  • "Proposed US GAAP Modifications for Private Companies" (Equipment Leasing & Finance Magazine, January/February 2014)
  • "How Much Is Enough? Why Banks Are Readjusting Their Capital Levels" (Western Independent Bankers CFO & Finance Digest, February 2013)
  • "Purchased Loan Participations: Recipe for Growth or Disaster?" (Western Independent Bankers Lending & Credit Digest, January 2013)
  • "Credit Cards: Should They Be in Your Portfolio?" (Western Independent Bankers Lending & Credit Digest, October 2012)
  • "How Much Is Enough? Capitalization in the Age of Slow Loan Growth" (Western Independent Banker, September 2012)
  • "Are Qualitative Factors on the Rise in the ALLR?" (Western Independent Bankers Lending & Credit Digest, July 2012)
  • "Opportunities for Loan Growth in Commercial Equipment Leasing and Finance" (Western Independent Bankers Lending & Credit Digest, April 2012)

Professional Affiliations

  • Member, American Institute of Certified Public Accountants
  • Member, Equipment Leasing and Finance Association’s Financial Accounting Committee
  • Member, Texas Society of Certified Public Accountants
  • Member, Washington Society of Certified Public Accountants


  • BBA, accounting, Delta State University

Insights from Charlie Shannon